fix(usage): say resets momentarily in the final minute

apps/mobile/src/features/usage/UsageLimitsPooled.tsx

@@ -8,7 +8,6 @@ import {
   collectLimitPools,
   cursorUsageWindowDetails,
   displayLimitWindows,
-  formatDuration,
   formatResetsIn,
   remainingPercent,
   type LimitAccount,
@@ -119,7 +118,9 @@ function PoolWindowCard({
       {nextRefill ? (
         <Text className="text-xs tabular-nums text-foreground-muted">
           ↻ +{nextRefill.restoresPercent}%{" "}
-          {nextRefill.at <= now ? "now" : `in ${formatDuration(nextRefill.at - now)}`}
+          {formatResetsIn(nextRefill.member.window, now)
+            ?.replace("resets in ", "in ")
+            .replace("resets now", "now")}
         </Text>
       ) : null}
       <View className="flex-row gap-1">

packages/shared/src/usageLimits.test.ts

@@ -56,6 +56,20 @@ function provider(overrides: Partial<ServerProvider>): ServerProvider {
 }
 
 describe("pace", () => {
+  it.each([
+    ["2026-09-03T12:01:00.000Z", "resets in 1m"],
+    ["2026-09-03T12:00:59.999Z", "Resets momentarily"],
+    ["2026-09-03T12:00:00.001Z", "Resets momentarily"],
+    ["2026-09-03T12:00:00.000Z", "resets now"],
+    ["2026-09-03T11:59:59.999Z", "resets now"],
+  ])("formats the reset boundary at %s", (resetsAt, label) => {
+    expect(formatResetsIn({ ...window, resetsAt }, now)).toBe(label);
+  });
+
+  it("ignores invalid reset timestamps", () => {
+    expect(formatResetsIn({ ...window, resetsAt: "invalid" }, now)).toBeNull();
+  });
+
   it("places the clock three fifths through a five-hour window with two hours left", () => {
     expect(elapsedShare(window, now)).toBeCloseTo(0.6);
     expect(paceOf(window, now)).toBe("under");

packages/shared/src/usageLimits.ts

@@ -596,7 +596,9 @@ export function formatDuration(ms: number): string {
 export function formatResetsIn(window: ServerProviderUsageWindow, now: number): string | null {
   const resetsAt = resetMillis(window);
   if (resetsAt === null) return null;
-  return resetsAt <= now ? "resets now" : `resets in ${formatDuration(resetsAt - now)}`;
+  if (resetsAt <= now) return "resets now";
+  if (resetsAt - now < MINUTE) return "Resets momentarily";
+  return `resets in ${formatDuration(resetsAt - now)}`;
 }
 
 /** Limit commands are served by T3 from the same snapshots as Usage → Limits. */